Alltop

Alltop répertorie de nombreux articles sur l'entrepreneuriat social à travers le monde.

19.05.2013 Charles Anudu | Entrepreneur

In the FT Tolu Ogunlesi speaks with the founder of Swift Networks,Charles Anudu:
In 2002, Swift Networks, the company Anudu founded after gaining his diploma, was awarded a licence to provide wireless broadband services in Nigeria. The company started operations in 2003 and, a decade on, I am curious whether Anudu is planning any new ventures. He tells me that his focus is on expanding Candel and Swift.

“We are founding new companies, but essentially they are being built to take advantage of the platforms we have already established – business models that run off the platform that we have already built.”

So Candel is expanding into Ghana, and, at home, diversifying into manufacturing – an agrochemicals plant is being built in the new free trade zone in Lagos and a fruit-processing plant is planned. Swift also plans to expand into the media sector and provide content.

... For Anudu, entrepreneurship goes beyond assembling start-ups. “[Starting] a company is the easiest thing you could ever do,” he says – getting that company to add value and make a difference in the lives of consumers is the real challenge.
More here

18.05.2013 What makes Bono tick?A1-hour interview with Charlie Rose

Guest post by Malaka Gharib, ONE’s social media manager

Bono is just as much an activist as he is a rock star – you see it in the work he does with (RED) and (RED)’s sister organization, ONE. But for those of you who know him mostly as the front man of U2, you may be wondering: What drives him to care about poverty and AIDS so much?  





  
Acclaimed interviewer and broadcast journalist Charlie Rose set out to find the answer to this question and more during his nearly hour-long interview with Bono on his activism, rock music, business and more.

One of the first things he does is clarify his thoughts on poverty. Like Nelson Mandela, he believes “poverty is not a natural condition,” and that it is “manmade.” To him, activism is about fighting injustice. “I’ve always been on a justice tip,” he said, “rather than a charity one.”

Bono discusses the impact of US foreign assistance. “The United States — it’s a heroic story. You are way out in front in the fight against AIDS. Of the 8 million people that are on anti-retroviral drugs, most of them are alive because of America — Do Americans know that?” he says. “Do people know that they’re part of this incredible story? To me, this is as heroic as your intervention in the Second World War. And no lives down, just lives saved.”

The discussion also reveals some illuminating things about Bono, like his thoughts on religion and his relationship with Bill Gates. He even talks about his songwriting process and the work on U2s next album.

The interview was aired on Wednesday night on PBS’s The Charlie Rose show, which is now available to watch in the player below. This video a great way to learn more about our cofounder and his mission to fight poverty, and for those who just know Bono for his music – see a different side of the rock star.


Here are more of our favorite quotes from the interview: 

- “I am a salesman … I think I’m a good salesman of ideas, songs, melodies, if I believe in them. People getting out on the streets, getting organized and fighting to eliminate extreme poverty is working, and that’s the mission, because I believe if people understand it and see the successes of it, then they’ll do more of it.”

- Talking about John Lennon and the song Imagine: “I loved so many things about John Lennon. He wrote the blueprint. But imagining wasn’t one of them. I’m more of a doing, more of an actions, more of a building, following my nose, following my curiosity to understand people better, understand the world better, understand myself better.”

- “People say songs are like your children, no they are like your parents. They tell you what to do, they tell you how to behave, they tell you how to misbehave, how to dress. Everything you do is directed by the songs.”

18.05.2013 Pure Home Water's AfriClay Filters

In Ghana:
                           
Pure Home Water is a manufacturer of ceramic pot water filters located in Tamale, Ghana. They provide training and monitoring of correct, consistent and continuous (3Cs) use of the AfriClay filter. In addition, they build and disseminate hand-washing stations and sanitation facilities.

17.05.2013 Martín Burt’s Best Kept Secret

Martín Burt is one of the greatest social entrepreneurs I’ve had the pleasure of knowing for many years. So I was recently taken by surprise when I discovered by mere coincidence that he had become the Chief of Staff for the Interim President of Paraguay, Federico Franco! It turns out Martín was asked by Franco to join his administration when he took office in June 2012. He will serve in this position until Franco finishes his term in August 2013. I found it incredible that almost no one in the social entrepreneurial field knew about this and decided a blog post was in order!
Martin Burt at SWF10

Martín is a pioneer in applying microfinance, youth entrepreneurship and economic self-reliance methodologies to address chronic poverty. A citizen of Paraguay, he is the founder of
Fundación Paraguaya, a financially self-sustaining social enterprise that promotes entrepreneurs in Paraguay and Africa through microcredit and entrepreneurship education. He is also one of the creators of the environmental protection movement in Paraguay, having co-founded the Moisés Bertoni Conservation Foundation and the Mbaracayú Biosphere Reserve, two of the country’s prominent nature conservation institutions.

In 1985, he started Fundación Paraguaya in order to develop social innovations that could help create jobs and increase family income among the country’s poor. It was a daring venture: Paraguay was then still under a military dictatorship and it was extremely difficult to advance social work. Fundación Paraguaya was the country’s first microfinance program and first development NGO. As Paraguay transitioned to democracy, it went on to become a leader in microenterprise development and is known today as an award winning organization that supports thousands of small businesses through three interrelated strategies: a microfinance program aimed at emerging micro-entrepreneurs; an economic education program for children and youth; and an agricultural high school that teaches organic agriculture and entrepreneurial skills to low-income youth from rural areas.

Martín has worked tirelessly to disseminate the social innovations he has created in Paraguay throughout the world. Just to give you a few examples: He is a co-founder of Teach a Man to Fish, a global network that promotes “education that pays for itself,” partnering with dozens of organizations around the world to establish self-sufficient schools in rural areas that teach independence and sustainability to young people from poor families. His activities with the World Economic Forum include participation on the Education Global Agenda Council and he is a university professor of social entrepreneurship in the U.S. and Africa.

In addition to his work in civil society, Martín served as president of the Paraguayan-American Chamber of Commerce, Vice Minister of Commerce and as Mayor of Asunción, the capital city of Paraguay. As mayor of Asunción, he won a major victory for democracy when he called in garbage trucks and bulldozers to surround the Congress building while the army was busy shooting people in response to a popular uprising. I only found this last part out because some documentary film makers working with the Skoll Foundation uncovered this exciting event in Martín’s past: he never mentioned it!

He is the recipient of numerous prestigious awards: these include, among others, the Skoll Award for Social Entrepreneurship, the Outstanding Social Entrepreneur Award from the Schwab Foundation, the Ashoka Changemakers Award, the World Innovation Summit for Education (WISE) Award, the Microfinance Award from the Inter-American Development Bank and UNESCO Best Practice Award. And there’s more: Martín is the author of books on economics, development, municipal government, education and even poetry! You can learn more about him by watching the short film I mentioned above, one of the Sundance Institute and the Skoll Foundation’s “Stories of Change.”

Somehow, this pillar of the world of social enterprise has successfully kept his position as Chief of Staff to Paraguay’s President below the radar. To my inquiry about his current role Martín replied:
“Well, you know how things happen… I was asked by our new President to serve as his chief of staff until August 2013, when he finishes his term. So I asked for a leave of absence from Fundación Paraguaya and dove in. I am having a lot of fun promoting key policies related to competitiveness, corruption and poverty elimination.”
Congratulations, Martín! You are an inspiration to all of us and we look forward to your future work that no doubt will continue to make the world a better place.

17.05.2013 Big Bold Benefit 2013: Celebrating Twenty-Five Years

Last night, past and present generations of Fellows like Wendy Kopp, Mayor Angel Taveras, Sasha Chanoff, Vikram Akula, and Chris Bradford poignantly brought to life the power of the Echoing Green community. Long-time champions and new friends like First Lady Michelle Obama and Blake Mycoskie relayed how being a part of the Echoing Green family has touched their lives. The 2013 Finalists exemplified the potential of the next generation of Fellows to build on this impact. And our amazing supporters demonstrated the scope of opportunity that lies ahead for Echoing Green by raising more than ever before to advance our mission.

Dave Hodgson, managing director of General Atlantic and co-founder of Echoing Green, summed up the evening when he said, "I spoke recently with Echoing Green’s co-founder, Ed Cohen, and we agreed that Echoing Green is so much more today than we ever could have imagined when we started out on this journey, back on the General Atlantic road trip in 1987. This is because of Cheryl’s incredible leadership, but also because of the essential support so many of you here tonight have provided. I hope you leave tonight with the firm conviction that the return on your investment in Echoing Green and its Fellows has exceeded your expectations, and I know I am confident that it will continue to do so over the years to come."

Take a moment to see and share our album from this remarkable evening. Make a donation to help Echoing Green pioneer social change into the next twenty-five years.

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17.05.2013 Betting on the future

Maggie Layden, Facility Support Technician, American Family Insurance

It doesn’t take 20 years of experience to have an impact on a company’s sustainability efforts. Maggie Layden is proof of that. Six months after graduating, Maggie is changing the world one vegetable peel at a time. She’s the project leader for the American Family Insurance initiative, “Our Dream of a Zero Waste Future.” By diverting the corporate cafeteria’s pre-consumer food waste from landfills, she’s helping the Fortune 500 insurance company move closer to its goal of a zero waste future. Maggie earned her University of Wisconsin online Sustainable Management degree in 2012. 

With a strong focus on the intersection between people, planet, and profit, the online UW Sustainable Management degree provides foundational knowledge for making changes in the workplace. Students learn to take a systems approach to solutions, analyzing whole systems in order to create lasting change.  

Like many universities, the UW Sustainable Management bachelor’s and master’s curriculum require Capstone projects to give students a hands-on opportunity to apply what they’ve learned to a real company. Past UW Capstone projects have included looking at energy efficiency and renewable energy on dairy farms to developing a sustainability scorecard for a health and beauty product manufacturer. Maggie’s zero waste initiative formed the basis for her American Family Capstone project which ultimately evolved into a full-time career.

Already a leader in sustainability, American Family has made significant strides to drastically reduce its water usage by 20 percent. The company is on track to reduce its energy use by 15 percent by 2016.

The company’s zero waste project grew out of a desire to recycle organic waste. According to Maggie’s supervisor Dan Rosetta, facility operations director, “it wasn’t long before we realized that in addition to adding organics recycling, we needed to revisit the existing recycling program at American Family.”[pagebreak]

With the goal to divert at least 90 percent of its waste from landfills, American Family hired Maggie to lead a ten-person team that includes colleagues, the company’s housekeeping services, and food vendor. The team established a process for sorting pre-consumer food waste from food prep in the kitchen so it can be composted under controlled conditions. If the waste is uncontaminated, it can be recycled and not sent to landfills.

The high-visibility project is a public-private partnership with the city of Madison. The first step was to collect organics to be audited by the city of Madison. The city looked for non-organic contamination in the sample. While there was some contamination found in the initial sample, it was well within the city’s acceptable limit. American Family was given the approval to officially begin diverting pre-consumer waste to the city’s pilot program.

Next, Maggie and the team introduced the zero waste pilot to American Family’s senior leadership forum, where the feedback was overwhelmingly positive. In fact, when everyone including the CEO and directors completed a survey, many suggested even more ways to reduce waste across the company. 

Business leaders tell me that when it comes to sustainability, there’s always this sense that they could be doing more, but their challenge is a lack of resources. That’s where a student could help.

Students often bring a wide range of skills to the Capstone partner, including knowledge of logistics, transportation of raw materials, supply chain structures, energy generation, sustainable marketing, and communications. There’s no cost to participate in a Capstone project.

In the pursuit of her education goals, Maggie reached her career goals. “I am passionate about my job – I get to calculate the company’s carbon footprint, water usage and waste reduction,” she says. “I truly believe I’m making a difference.”

Would you consider having a student introduce sustainability initiatives to your company?

Crystal Fey is University of Wisconsin's Sustainable Management Program Director. Photos courtesy of University of Wisconsin and flickr user BC Gov Photos.

17.05.2013 Poor and unbanked in India? The government has 12 digits for you

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India is the first nation aiming to achieve greater financial inclusion for its citizens by issuing biometrically verified personal ID numbers.

One major barrier for the world’s poor in obtaining financial services is a lack of credit history or  documented personal information, like a card with the individual's name on it. Lenders will often require more collateral or charge higher interest rates if they don't think they have enough reliable information about the borrower in order to effectively evaluate risk. This leads banks to exclude even clients who would otherwise be suitable for loans or opening bank accounts.

Today, only 55 percent of Indians have deposit accounts, only 25 percent have health insurance and less than 20 percent have life insurance.

India's government is harnessing new technology that will help those citizens who lack the most basic proof of identity. The Aadhaar ("foundation" in Hindi) program has already begun issuing 12-digit individual identification numbers that will soon let Indians verify their identity and address any time, anywhere within the country. Each Aadhaar ID number is connected to a citizen's biometric data: photograph, iris scans and fingerprints. It's the most technologically intricate national identification effort ever to exist. Added benefits will allow individuals to document their credit history and link their ID number to electronic payments through an Aadhaar-connected bank account in order to receive automatic wage and welfare payments.

Such complex identity documentation will help curb India's problem of identity fraud. Today up to 40 percent of government benefits reach the wrong people, many of whom have used fake identification papers.

While Aadhaar enrollment is voluntary, India has already linked more than 300 million of its citizens to the program since its start in 2010, with the larger goal of reaching all its 1.2 billion population by 2018. Citizens only need to enroll once, free of cost, to receive their unique number, which will remain valid for life.

A universal ID number with with potential tracking tactics may seem like a threat to civil liberties, but perhaps making the process voluntary (for now) has eased the minds of Indians and made it more appealing than, for instance, when the UK proposed the idea of national IDs in 2006. And many Indians appear to want an official identity and the documents to prove it--something many people from affluent countries take for granted.

It is too soon to tell if the benefits of identification numbers will indeed outweigh any bad sentiments. But one advantage that cannot be ignored is how effective Aadhaar might be in reaching vast segments of the "unbanked" Indian population. Hundreds of millions of impoverished citizens may be connected to banking for the first time.

Once accomplished, India's Aadhaar will be the world's largest biometric database, though a similar project in Nigeria began early this year. 

Will other developing countries follow suit? The world is watching, many with a critical eye, to see if these biometric projects end up causing more harm than good.

Related articles: 
How a national ID system can fight poverty
Why fingerprint scanners could be the perfect way to distribute oil wealth

17.05.2013 Dry Fly Distilling Ride for Rett Syndrome

project picture
$20 — One cent per mile ridden
$40 — Two cents per mile ridden
$60 — Three cents per mile ridden

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Summary
The team at Dry Fly Distilling will be riding their bikes from Vancouver, BC to San Diego, CA in an effort to raise critical research funds and awareness around Rett Syndrome, a rare neurological disorder that strikes young girls. The funds raised thru the ride will be used to help fund research and family support programs funded by Casting 4 A Cure and The International Rett Syndrome Foundation. Dry Fly is a proud sponsor of Casting 4 A Cure.

Project Needs and Beneficiaries
Rett Syndrome is a rare neurological disorder that affects 1 in every 10,000 girls. It is a very debilitating disorder that robs what seems to be a normal girl of her ability to speak, radically affects their gross and fine motor skills, and is life threatening.

Activities
The Dry Fly Ride for Rett Syndrome will help to fund both current and upcoming research projects and clinical trials to find a cure for Rett Syndrome. Rett Syndrome affects approximately 1 in ever 10,000 children.

Potential Long Term Impact
The long term impact of finding a cure for Rett Syndrome is far-reaching as such a breakthrough would lead to advances in other neurological disorders like Autism, Parkinsons, and Cerebral Palsy.

Project Message
"Our daughter Ella was diagnosed at 4 years old with Rett Syndrome. She is now 8 and has benefitted greatly from the programs and resources that the International Rett Syndrome Foundation provide."
- Bill Farnum, Executive Director, Casting 4 A Cure

Project Sponsor: Casting 4 A Cure, Inc.
Theme: Health | Location: United States
Funding to Date: $0 | Need:$20,000
Project #14048 on GlobalGiving.org

17.05.2013 Aker Solutions Conducts World’s First Cement CO2 Capture Tests

Aker Solutions Conducts World’s First Cement CO2 Capture TestsAker Solutions has won a contract to perform the world’s first tests for capturing carbon dioxide emissions from a cement production plant. The CO2 technology company won the award from Norcem, in cooperation with the European Cement Research Academy (ECRA). It did not disclose the contract’s value. Aker Solutions says it will perform long-term testing [...]

17.05.2013 Cost-Competitive CCS ‘Possible in UK by 2020s’

Cost-Competitive CCS ‘Possible in UK by 2020s’Gas and coal power plants equipped with carbon capture, transport and storage technology have the potential to be cost competitive with other low-carbon power generation in the UK by the early 2020s, according to a government task force report. The CCS Cost Reduction Task Force’s final report says power plants with CCS technology could deliver [...]

17.05.2013 Policy & Enforcement Briefing: Fracking Regs, EPA ‘Bias’, Cabinet Votes

Policy & Enforcement Briefing: Fracking Regs, EPA ‘Bias’, Cabinet VotesHere’s the latest standards and compliance news affecting corporate environmental and energy executives. Today’s briefing includes nine items. The Department of the Interior yesterday released an updated draft proposal that it says establishes safety standards for hydraulic fracturing on public and Indian lands, while increasing flexibility for oil and gas developers. The department received over [...]

17.05.2013 Power Plants Cut CO2 Emissions 7% in Three Years

Power Plants Cut CO2 Emissions 7% in Three YearsUS power plants cut emissions from nitrous oxides (NOx), sulfur dioxide (SO2) and CO2 in 2011 even as overall electricity generation increased, according to data from the Energy Information Administration and the EPA. In 2011, power plant NOx and SO2 emissions were 70 percent and 72 percent lower, respectively, than they were in 1990 when [...]

17.05.2013 Dairy Industry Launches Sustainability Reporting Guide

Dairy Industry Launches Sustainability Reporting GuideThe Innovation Center for US Dairy has published a guide to help dairy companies and farms measure and report on sustainability. The Stewardship and Sustainability Guide for US Dairy identifies indicators for assessing dairy sustainability and communicating results. The indicators are based on scientific life cycle assessment studies commissioned by the Innovation Center, and the [...]

17.05.2013 African Manufacturers in Guangzhou

Yepoka Yeebo writing in Quartz:
Image courtesy of Yepoka Yeebo
Owusu-Achiaw moved to China 10 years ago, and started exporting clothes. Because he picked up the language quickly, he often found himself acting as a middleman between Chinese manufacturers and African traders. He started off with a few thousand dollars, and now handles $200,000 and $300,000 of orders at a time.

Established African merchants in Guangzhou like Owusu-Achiaw are increasingly focusing on logistics, and finding Chinese manufacturers for Ghanaian companies. “People come to me and say ‘I want 10,000’ of this, and bring a sample,” he said. He travels the country finding the best factory for the job, a challenge, he said, because there’s no such thing as a deal: you basically get what you pay for.

This shift has meant that instead of just trading with Chinese businesses, African merchants are partnering with them to run factories, warehouses and export operations. There are closer cultural ties too, with a growing number of intermarriages, and groups dedicated to keeping the peace between the African communities and their Chinese hosts.
More here

17.05.2013 How to Apply Meditation to Your Life

ConnorMeaks.com ~ The Aspiring Renaissance Man - Curious musings on work, play, and getting what you want in life

Since I started experimenting with a mindfulness meditation practice six months ago, my perspective changed. So today I’ll share how you can reap the benefits of meditation by being more mindful. I’ll preface this by saying if you haven’t read my thoughts on meditation, here are the cliffs: I started with sitting in a dark room – observing my breath, clearing my thoughts, and noticing any sensations in my body. Now six months in, the differences in my personal well being are a plenty. But how? Your perspective shifts after you teach yourself to become more attuned to your thoughts and sensations. Basically, you take your learnings from meditating and extend it to all aspects of your life. Some people call this informal meditation. Dedicating yourself to being in the present moment takes a ton of practice. A certain diligence with catching yourself thinking is pretty tricky to get the hang of, but if you make the conscious effort, you’ll notice the benefits – it is an empowering feeling. But, like everything else, it takes practice… no shortcuts here, friend. What isn’t worth your thoughts? I’m now realizing how absurd it is to dwell on the past. Something you have no control over is not worth your thoughts. That mistake you made at work, or botched encounter with some girl or guy is history: move on. Thinking about the future is a bit different, but the same premise applies. The future is exciting for some but anxiety provoking for others. My advice is to come to terms with what it is. Instead of looking forward to things, focus your energy on what you can directly control, the present. How can you be more mindful? I started by learning to notice the present throughout every part of my day. Previously meaningless sensations I now  notice and embrace. The light pressure in my shoulders from sitting at a desk, or the wind on my face when I’m biking to work. Noticing tiny things help me stay in tune with my mind (and my sanity) through the day. This is something I’ve never previously experienced, but it allows me to continually connect with my body. You can even control pain Noticing sensations extends to certain emotions as well. Start to pay attention when you are happy and when you are not so happy. For example, when I’m angry, I’ll ask why I’m angry, then label the anger and figure out whether it is worth being angry about. I’m confident you’ll find that it is never worth your emotional energy to stay distraught or angry. Life is too short. I’ll give you another example: pain. At about kilometer 37 of my marathon, things got extremely painful. My solution? First I asked myself what the cause of the pain was. This one was pretty obvious. Next I reminded myself how pain is merely a sensation like any other. Pain is not negative nor positive  – it was simply… there. I also knew from previous long runs, so when it happened on the marathon I familiarized myself with it, controlled my thoughts associated with the pain, and kept going. Are you ready? Meditation and mindfulness is about enjoying life’s moments, moment after moment. It is a state and a commitment to living the ‘good life.’ Tiny things like picking up on someone’s personality while talking or their motives for pitching an idea to you are fun to realize. Not only that, mindfulness shows you how to shift your perspective to who you’re talking to. Think about what emotions they’ll feel when you say certain things. Your words are powerful. Don’t over think anything Overthinking anything tends to lead to negative emotions. I used to over think and worry about everything: mistakes I made, regrets, what others think of me, etc… the list is endless. And it is comical to think about now. The point is to drop the things you can’t control. Any easy way to jumpstart this is by dropping the past. I used to get a ton of anxiety thinking about the past. Self confidence plummets which is no good for anyone! By noticing sensations I’m constantly reminded that all of these feelings are nothing but thoughts… and luckily, you can control your thoughts! You have the power to change your thoughts at any time. Start now. Your turn: Do you try to catch yourself thinking? What do you notice?

The post How to Apply Meditation to Your Life appeared first on ConnorMeaks.com ~ The Aspiring Renaissance Man.

16.05.2013 Avon in Uganda? How microfranchises create small, low-risk jobs

Avon in Uganda? Microfranchises create small, low-risk jobs
https://www.globalenvision.org/2013/05/13/avon-uganda-how-microfranchises-create-small-low-risk-jobs

16.05.2013 Geeks to the rescue: How to save the world in 54 hours

Geeks to the rescue: How to save the world in 54 hours
https://www.globalenvision.org/2013/05/10/geeks-rescue-how-save-world-54-hours

16.05.2013 As the developing world booms, old multinationals quake

As the developing world booms, old multinationals quake
https://www.globalenvision.org/2013/05/07/developing-world-booms-old-multinationals-quake

16.05.2013 Check Out The New Interface for Google Plus

The following post is copyrighted by Return On Now - Austin Internet Marketing Consulting Services

Google+ has come a very long way since its inception. Overall, they simply added features and functionality to Google Plus during the earlier months of its existence. However, today they converted me over to their new interface. I must say, I like the changes! The entire User Experience has taken a major leap forward. It is easier to use and… read more →

The post Check Out The New Interface for Google Plus appeared first on Return On Now.

16.05.2013 Microfinance: Ensuring an ethical basis for Canada’s international development agenda

By Eugene Ellmen

With its focus on small, often tiny enterprises, microfinance operates outside the realm of multinational corporations and globalized markets. So one of the big questions in Ottawa’s recent decision to merge the Canadian International Development Agency (CIDA) with the Department of Foreign Affairs and Trade surrounds the future of CIDA’s microfinance programs. Will the mandate of Canadian commercial interests spell the end of Canada’s publicly-funded microfinance initiatives?

Microfinance has been a part of CIDA’s mandate ever since it was established in 1968. Working in partnership with Canadian church and co-operative organizations, as well as international NGOs and multilateral institutions, CIDA has developed expertise in microfinance and microenterprise development. The CIDA program has shown particular strengths in retail microfinance services, large microfinance networks in West Africa and the global development of cooperatives and credit unions.

In keeping with the clear link between international development and womens’ empowerment, CIDA has funded many microfinance programs aimed specifically at women, often supporting womens’ credit unions to encourage local saving and asset accumulation.

In the March 2013 budget, the government announced that CIDA would be folded into the Department of Foreign Affairs to advance “Canadian interests and values on the international stage.” This is where the problem with CIDA’s microfinance programs could arise. If Ottawa seeks to create a commercial benefit for Canadian companies through its CIDA programs, nonprofit microfinance initiatives – with their emphasis on local development – could be cut.

There’s nothing wrong with the promotion of Canadian economic interests abroad. But this shouldn’t be confused with international development, which should be an explicit goal of Canada’s microfinance activities.

Support for microfinance comes from two sources: investors who look to make a return on their investment, and NGOs and governments who want to support small-scale or non-profit microfinance.  Microfinance investment funds such as Triodos or Oikocredit invest hundreds of millions of dollars in small enterprises and microfinance institutions around the world. But there is still a huge role for government aid to support microfinance in unbanked communities in developing countries. In addition, foreign governments can help to fund promising new sectors, such as savings and agricultural co-operatives and renewable energy.

With funding by governments and NGOs, enterprises in these sectors can get the start they need, and then investment funds like Oikocredit can take over, financing them in their growth stage.

Projects such as the Cooperation Canada – Mozambique initiative to create women-owned credit unions, or programs by Desjardins International Development are examples of worthy CIDA-funded microfinance initiatives.

Canadians believe strongly that foreign aid should be used explicitly for international development. It’s the right thing to do, and it’s in Canada’s long-term national interest.

The government’s first steps on this are encouraging. Legislation introduced on April 28 mandates that Canada’s international development role should focus on sustainable international development, poverty reduction and humanitarian assistance.

Let’s make sure that microfinance has a place in this new agenda. Canadians want our ethical and long-term national interests to win out over short-term commercial motivations. Preserving a strong place for microfinance in our international development agenda is one of the first steps in making this happen.

Disclosure: Eugene Ellmen is National Director for Oikocredit Canada

Photo credit: http://www.flickr.com/photos/camafghanistancam/4711587439/

16.05.2013 LIFE SKILLS TO 20 ORPHANED YOUTHS FROM ZIWANI SLUM

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$10 — Will provide hot lunch for one student for one month
$20 — Will pay tuition fees for a student for one month
$100 — Will purchase a toolbox for a student

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Summary
The project will provide a one year full time training to 20 economically deprived orphans in fabrication of stainless steel kitchen equipment, metalwork, electrification, refrigeration and interior design. They will sit for a government grade-test, attend classes in entrepreneurship and be recommended for revolving funds that will enable them start and run their own individual small-scale businesses hence be able to be self employed, generate income and uplift their living standards.

Project Needs and Beneficiaries
The Ziwani community has a population of about 10,000 people, majority being children and youth aged below 35 years. Most residents are poor and depend on small-scale businesses (street hawking). High illiteracy levels, school dropout, unskilled, unemployment , HIV/AIDs infection rates are alarming hence an increase in the the number of orphans and child-headed homes. Young men are involved in crime, drug abuse and peddling for survival. The project will identify 20 needy boys for training.

Activities
We will equip the identified candidates with relevant self-employment skills of their choice. They will be introduced to relevant financial and government agencies upon completion of the training, they will be recommended for government accreditation. We will emphasize on entrepreneurship training to enable them learn some book-keeping, recording, accounting and marketing so that they can repay their loans. They will create jobs for other young people hence alleviate poverty and reduce crime.

Potential Long Term Impact
The project will continue beyond the funding period as a locally self-sustainable project that will equip the 20 young men yearly with self-employment skills for more future job creation and poverty eradication.

Project Message
The boys project has changed my social life by equipping me with skills. I now have my own business, am married and can take care of my family.
- John Kioli, Past beneficiary of the project

Project Sponsor: Single Mothers Association of Kenya
Theme: Technology | Location: Kenya
Funding to Date: $0 | Need:$15,000
Project #14014 on GlobalGiving.org

16.05.2013 1200 children in rural Colombia receive education

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$15 — Nutrition support for a child for a week (to be used at home) - 70%
$18 — Daily breakfast and lunch for a child during a week at the Day Care center - 70%
$20 — Nutrition support for pregnant mother for a week - 70% nutrients diarios

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Summary
This project will support the integral development of 1200 vulnerable children between 0 and 5 years old providing support in nutrition, health, education, family integration and high quality day care services. These children will grow in safe and protective environments and will have the basis to grow healthy and develop their full potential.

Project Needs and Beneficiaries
Babies and children in tough economic, social and affective conditions, cant access high quality early education, health and nutrition in rural Colombia (Madgalena State). They are born in poor homes, torn apart by conflict, mostly from single mothers, carpenters, fishers and fruit sellers. Family's dont have the capacities to educate them in safe and protective environments. Day care centers often lack resources (physical, economic, educational) to serve them well.

Activities
It will develop and enhance protective environments adapted to the needs of children. It will support the family as a key element in society and as co-responsible in the childrens development, the community whole and early development care centers. Children's capacities and skills will be strengthened, working together with families and care-givers. Healthy life styles will be fostered and parents and teachers will be trained. Nutritional complements will be given and health conditions will be

Potential Long Term Impact
Thanks to this project, social equality will be promoted and poverty will be reduced. Children will grow with the adequate health and education and within a protective environments minimizing their economic, social and affective vulnerability. Families, care-givers and communities will be empowered as responsible for early development. Fiscal and morel development of children will set the basis for healthy young and adults with the right ethical values.

Project Message
"I am very thankful for the attention that my child is getting at the care center. He is learning to eat, to socialize, he is healthy and that makes me very happy"
- Ricardo, Parent of one of our care centers

Project Sponsor: Corporacion Juntos Construyendo Futuro
Theme: Children | Location: Colombia
Funding to Date: $0 | Need:$10,000
Project #14037 on GlobalGiving.org

16.05.2013 Passing the buck from the IRS to the FEC to Congress

There's a new job opening at the top of the IRS. John Boehner and Mitch McConnell are calling not just for resignations, but criminal inquiries. The Op-Ed pages are full of insights about how 501 c 4s are broken, not just the IRS. In truth, these insights have been well known to those who track campaign finance and nonprofits, it just takes a scandal to make others aware.

So, now that the great secret of how broken c 4s are is on the nation's front pages - of the Times, The Wall Street Journal - it's time to ask the question some of us have been raising since January 2010 - where is the Federal Elections Commission in all this?

That's that group that (in theory) regulates campaign finance. The decision in the Citizens United case is often pointed to being at the root of the problem. (Our first clue should be the full name of the case - Citizens United v The FEC). The case opened the floodgates to 501 (c) (4)s becoming the campaign finance vehicle of choice - there have more than 4000 applications for new c4s since 2010 - few of them are the homeowners associations and sports leagues that used to dominate this class of organizations. C4s as political funding channel began with the 2010 midterm elections and made itself fully visible in the 2012 Presidential election. It is at that point that legislators (the same ones calling for IRS heads to roll) should have written rules to add FEC oversight to these organizations. The FEC is far from perfect, but at least it has experience and reporting requirements about campaign expenditures (monthly, not retrospectively as the IRS was in the position of doing)

Firing the Acting Commissioner is Washington's oldest "buck stops here" kabuki theater move. Heads will no doubt continue to roll from the IRS. The reality is, responsibility for the fiasco that are 501 (c) (4)s lies with the Citizens United decision, campaign finance rules, campaign finance overseers, and, ultimately, Congress itself.

16.05.2013 More than money

Growing business commitment to the triple bottom line and resulting business sustainability risk has provided business leaders with an evolved context from which they are now reassessing their core business functions. Addressing this, there is a refocus on sustainable supply chain as a top line growth opportunity that can be accessed through sustainable supply chain management. 

By expanding the role of the traditional procurement organization to an integrated and vital function within the overall pursuit of sustainability, the drivers move from simply cost savings to top line drivers:

Sales Growth: benefiting from supplier innovation that enhances new product development and accelerates time to market. Having a better understanding of customers’ procurement game plans also helps sales growth.

Improved cost and margins: establishing and managing a highly competitive external cost base for the company, and sustaining the alignment of costs with the company’s sales prices.

Secure supplies and relationships: benefiting from dependable relationships with key supply-side third parties. Supply chains are risk-managed, able to respond to up-cycles in time and volume, and also help to develop a presence in new markets and geographical sectors.

Optimized cash and working capital: the cash available in any period equals or exceeds the company’s cash requirements.

Better productivity and processes: means the company’s internal processes and productivity benefit from the application of enlightened management controls and procurement policies, superior equipment, effective capex programs and best-practice supplier support.

Leading organizations are finding unique value opportunity in sustainable supply chain management: Pepsi-Cola Saved $44 million by switching from corrugated to reusable plastic shipping containers for one liter and 20-ounce bottles, conserving 196 million pounds of corrugated material. There are numerous reasons to green the supply chain – all of which add value to an organization.

  1. Increase Profitability – Proactively incorporating sustainability concepts into your supply chain will decrease cost and add the value to operations.
  2. Asset Utilization – Incorporating greater eco-awareness into transportation and inventory practices will increase utilization of key assets.
  3. Risk Mitigation – Promoting greater understanding of sustainability within the company’s supply chain will mitigate environmental, social, and market risks.
  4. Innovation – Incorporating sustainability concepts into the supply chain will be a catalyst for supplier innovation.
  5. Alignment – Negotiating business sustainability policies with suppliers and customers will promote alignment across the supply chain.
  6. Continuous Improvement – A common understanding of sustainability concepts, goals and objectives provides a platform for continuous improvements.
  7. Customer Service – Implementing sustainable best practices within the supply chain will standardize operations and allow for improved customer service.
  8. Regulatory Compliance – Green supply chain management will help ensure regulatory compliance.
  9. Product Differentiation – Creating uniquely different green supply chain practices will differentiate the company and its products in the marketplace.
  10. Enhance Reputation – Demonstrating green business practices will promote business sustainability and enhance company reputation.

Improved business sustainability equates to improved company performance. By integrating sustainability concepts across the entire value chain, businesses create a balanced approach that aligns the sustainability values of the company with its key stakeholders.

Julie Urlaub is the founder and managing partner of Taiga Company, a sustainability social media consulting firm, where she aids clients to powerfully engage in sustainability-related issues and stakeholder communications in the social space. She can be contacted at www.taigacompany.com | @taigacompany | Facebook/TaigaCompany

 

Photos courtesy of flickr users Kristian Vinkenes and just a hero.

16.05.2013 The Orchestra of Recycled Instruments Played by Children from the Dump


Unfortunately, too many children are born into the world with little or no hope. Imagine being born without hope, that it has been taken from you even before you have [...]

16.05.2013 Why Hire People with Nonprofit Experience?


There are plenty of reasons employees jump from nonprofits to work in the private sector. While the benefit of improving a community through a nonprofit’s work is unparalleled in the [...]

16.05.2013 Phuket, Thailand: The Beach Hell – Part 1/2


On the dream-like beaches of Phuket, in South Thailand, hotels are sprouting up everywhere. Few people know that these buildings and the economy coming from them rest on the sweat [...]

16.05.2013 TerraPass Helps VivaTerra Green Up its Shipping


Online and catalog green lifestyle retailer VivaTerra will make its operations even greener by purchasing carbon offsets and renewable energy credits (RECs) from TerraPass, a leading provider of such products. [...]

16.05.2013 Avon in Uganda? How microfranchises create small, low-risk jobs

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A door-to-door sales company in Uganda is giving a shot at entrepreneurship to would-be entrepreneurs who don’t want to risk everything.

In the developing world, your typical entrepreneur isn’t like Warren Buffet or Sir Richard Branson, says Cecilia Zevallos of SAB Miller. Zevallos's experience in Latin America has shown her that most entrepreneurs either inherited their business or started it to get a little extra cash for their families. These people aren’t rushing to bet their livelihoods on an industry with a 25 percent success rate. That's why Living Goods, based in San Francisco, is fighting malaria in Uganda with a solution that allows its entrepreneurs to squeeze in business around their daily activities.

It’s a model that was made popular in 1886 when David McConnell founded Avon, turning rural housewives into door-to-door saleswomen.

Living Goods trains women to sell health products door-to-door, advancing the fight against malaria through a micro-franchise model. To make the health products affordable, Living Goods franchisees also sell much-needed products like cookstoves and solar lamps at a profit, and the health products at a discount. For a few hours of work, agents can make $20 a month--enough to send the kids to school--and the model is profitable enough that after only five years, the company makes enough to cover its product sales.

Revenue was $500,000 last year--not a lot but enough to suggest that the model can work at a larger scale.

Living Goods is not alone in its success. Scores of social enterprises across the globe, from Accesso Chakipi in Peru to Grameenphone in Bangladesh and Solar Sister in Sub-Saharan Africa, are using micro-franchising and door-to-door sales agents to get their products to the hardest-to-reach areas of the globe. There are numerous advantages for the companies: access to remote areas, an existing trust-based relationship between the salesperson and customer, and the ability to sell products that achieve triple-bottom lines. In the case of Living goods, this can mean better health, raised income for women and reduced dependence on kerosene.

But microfranchising does something else that other successful social enterprise models don’t: it recognizes that most entrepreneurs aren’t risk-takers and might work more effectively as managers. As quoted in the New York Times, microfranchising consultant Jason Fairbourne said:

It’s much more realistic and simple to train someone to be a manager than an entrepreneur. ...Microfranchising is the provision of the full business package. The franchisee just has to follow the steps.

That’s exactly what Avon founder David McConnell recognized in 1886. Rural women lacked education but had the management abilities to become successful salespeople. Living Goods founder Chuck Slaughter saw the same potential when visiting a Healthstore Foundation clinic. He was impressed by how successful nurses were, especially when they left the clinics and went door-to-door offering health services. This inspired him to create a model that did away with the storefront completely.

Because Living Goods trains and employs agents who start businesses primarily to boost their existing income, their model is low-risk and flexible. Agents can manage the family farm in addition to selling much-needed health products. Micro-franchisees get a business in a bag containing everything they need to market and sell the 70-odd products Living Goods offers, and after some basic training, they’re open for business whenever it is convenient for them. Living Goods claims that their training and monitoring is rigorous enough that even without established business hours, agents provide high-quality products and services to their clients.

While the micro-franchise model may be a less flashy way to support entrepreneurship than investing $33 million to fund tech startups, it may achieve its development goals more effectively, and the entrepreneurs themselves might be more interested.

Related articles: 
Solar Sister: Lighting up livelihoods from one sister to another
Changing the world, McDonalds style: 5 great social franchises
Tinker, tailor, programmer: Entrepreneurship is subverting gender in Afghanistan

16.05.2013 Inside DEMO Africa 2012

From AppAfrica:
“Inside DEMO Africa 2012″ offers a look at the activity behind the scenes at last year’s DEMO Africa 2012 Conference. All of the footage was shot on location at DEMO Africa in Nairobi, Kenya on October 24th and 25th, 2012...[continue reading]

15.05.2013 Kaiser Permanente IT Employees Make Donation to ZeroDivide

Kaiser Permanente IT Employees Make Donation to ZeroDivide

By Staff Wednesday, 15 May 2013 - 1:57pm

ZeroDivide is pleased to announce today that it is the recipient of a $7,500 donation from Kaiser Permanente in support of ZeroDivide’s eHealth work. Kaiser Permanente IT staff identified ZeroDivide as their choice to receive the award, which resulted from the employees’ participation in the company’s annual CIO Challenge. The seven-week challenge is led each year by Phil Fasano, Kaiser Permanente’s executive vice president and CIO, and is designed to encourage the company’s IT staff to lead healthier, more active lifestyles.

Fasano congratulated ZeroDivide President and CEO Tessie Guillermo at a Kaiser Permanente IT Town Hall this morning at the Kaiser Auditorium in Oakland, Calif., and thanked his staff for raising the donation through their participation in the CIO Challenge.

“It is such an honor for ZeroDivide to be chosen as a donation recipient by the employees at Kaiser—a company whose support of community health and wellness through the use of innovative technologies is an inspiration to us,” said Guillermo. The grant was presented in front of an audience of more than 100 Kaiser Permanente IT employees and a virtual audience of about 2,000, who watched the event on live stream.

Participants used a smartphone app called Hopp2IT to choose small, repeatable activities they could do to improve their health and track the “ThrivePoints” they earned for each activity. More than 650 Kaiser Permanente IT employees participated in the challenge this year and logged 43,000 activities, or "hopps," using the app. Together, the employees earned a total of 750,000 ThrivePoints for their hopps. Kaiser Permanente agreed to make a donation to a nonprofit if the staff earned more than 250,000 ThrivePoints.

Tags: 
Kaiser, eHealth, mobile, mobile health

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15.05.2013 Focus on stakeholders at the Canadian Responsible Investment Conference 2013

By Nabeel Ahmed

When investment decisions are made, how much say does the community have? What do Canadians think about sustainability? What do people working in major financial institutions think about income inequality?

These questions, and the ways in which different groups answer them, have important implications for everyone. As the amount of carbon dioxide in the atmosphere hits the unprecedented mark of 400 parts per million, and income inequality continues to rise, socially responsible investing has never been more important. As a corollary, it is critically important to have open and frank conversations about the role that stakeholders play in building sustainable financial markets.

From June 17 to 19 at the Vancouver Marriott Pinnacle Downtown Hotel, the Canadian Responsible Investment Conference 2013 will bring together the industry of finance professionals who seek to promote sustainability in our world and build socially responsible investing in Canada.

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Register by May 24 to receive an early-bird discount.

Several notable individuals committed to the growth of responsible investment in Canada will be speaking at the event, including but not limited to:

  • Tamara Vrooman, Chief Executive Officer of Vancity
  • John Montalbano, Chief Executive Officer of RBC Global Asset Management
  • Armine Yalnizyan, Senior Economist, Canadian Centre for Policy Alternatives
  • Launi Skinner, Chief Executive Officer of First West Credit Union and former President of Starbucks
  • Raj Thamotheram, Network for Sustainable Financial Markets
  • Robert Walker, Vice President, ESG Services, NEI Investments and Ethical Funds

To learn more about the conference presenters, visit their bios on the SIO website.

The conference will deal with a range of issues, from conflict between Aboriginal communities and the extractive industry, as witnessed in the opposition to the Enbridge Northern Gateway pipeline and tanker project, to socially responsible sourcing, which has been subject to increased focus after a devastating collapse in a Bangladeshi factory used by many international manufacturers killed over 1,100 people.

These conversations will be punctuated with a number of concurrent intensive sessions aimed at enhancing SRI expertise, including a session on impact investing as well. In between all of these segments, a trade show will feature organizations that are operating in the world of socially responsible investing. There will also be a Gala Dinner where the fourth annual SRI Distinguished Service Award will be given out.

See the full conference agenda here.

After the conference, interested individuals and researchers can also choose to stay in Vancouver to attend the post-conference academic symposium [PDF] sponsored by Canada’s Responsible Investing Initiative – Community University Research Alliance from Thursday, June 20 to Friday, June 21.

Register now and book rooms by May 17 to avail the special conference rate of $189 as space is limited!

SocialFinance.ca will be at the conference and liveblogging, just like last year - use the hashtag #sioconf2013 to participate!